Terms & Conditions of Use

Effective Date: 31 May 2026
Last Updated: September 18, 2026

These Terms and Conditions (“Terms”) govern access to and use of the Kesef Marketing website, including its forms, content, communications, and related services (collectively, the “Website”).

By accessing or using the Website, submitting a form, requesting information, scheduling a consultation, or otherwise communicating with Kesef Marketing through the Website, you agree to these Terms. If you do not agree, do not use the Website or submit information through it.

About Kesef Marketing

Kesef Marketing is a marketing and lead-generation company operating in the merchant cash advance (“MCA”) and business-funding space. Kesef Marketing generates and manages qualified inbound interest from business owners seeking business-funding options.

As part of this process, Kesef Marketing may collect applications and supporting documentation from merchants, verify contact information and file completeness, assess submissions against program-related qualification criteria, and package complete merchant files for exclusive submission to participating brokers, lenders, and other business-funding providers.

Kesef Marketing is not a lender, bank, or financial institution. Kesef Marketing does not itself make credit decisions, extend credit, guarantee approval, or guarantee the availability, terms, cost, timing, or amount of any business-funding product. Decisions regarding a potential transaction are made solely by the applicable broker, lender, funder, or other provider.

Submission of information through this website does not constitute an offer, approval, commitment, agreement, or guarantee of any product, service, transaction, outcome, or availability. Any potential arrangement is subject to review, verification, applicable requirements, and separate written documentation.

Kesef Marketing may update, suspend, or discontinue any part of the website or its services at any time, without notice.

Website Use

You may use this website only for lawful purposes and in accordance with these Terms. You agree that you will not:

Submit false, inaccurate, misleading, incomplete, or unauthorized information.
Submit another person’s personal or business information without authorization.
Use the website to interfere with its operation, security, or availability.
Attempt to access data, systems, accounts, or areas of the website that are not intended for your use.
Use automated tools, bots, scraping tools, or other methods to collect information from the website without our written consent.
Upload or transmit viruses, malicious code, or content that may damage, interrupt, or impair the website.
Use the website in violation of applicable laws, regulations, or third-party rights.

We may restrict or terminate access to the website where we reasonably believe that a user has violated these Terms, provided inaccurate information, engaged in fraudulent activity, or created a risk to Kesef Marketing, its users, or third parties.

Information You Provide

When you submit a form, request assistance, schedule a call, upload supporting information, or otherwise contact Kesef Marketing, you represent that the information you provide is accurate, current, complete, and provided with proper authority.

You authorize Kesef Marketing to use the information you provide to:

Respond to your inquiry or request.
Verify information you submit.
Communicate with you regarding your existing request or relationship with Kesef Marketing.
Provide customer support and service-related updates.
Maintain business, compliance, consent, and communication records.
Protect against fraud, misuse, or unauthorized activity.
Meet applicable legal, regulatory, and operational obligations.

Please do not send confidential, sensitive, or personal information by unsecured text message. Kesef Marketing will not request passwords, bank-account credentials, Social Security numbers, full payment-card numbers, or verification codes by SMS.

Text Messaging Terms

Program purpose

If you separately opt in to receive SMS messages from Kesef Marketing, you agree to receive informational and customer-care text messages related to your funding request, submitted MCA application, scheduled appointment, account or service interaction, or customer-support inquiry.

Depending on the interaction you initiated, messages may include:

Confirmation that we received your request or information.
Requests for additional information or documents.
Appointment, consultation, or call reminders.
Status or service updates concerning an existing request.
Responses to your customer-service inquiries.
Administrative notifications related to your interaction with Kesef Marketing.

Our customer-care SMS program is not intended for unsolicited outreach, promotional offers, financial-product solicitation, or messages encouraging you to submit a new request.

Consent

By selecting an optional SMS consent checkbox, replying with an applicable opt-in keyword where offered, or otherwise providing documented consent, you expressly agree to receive the SMS communications described at the point of consent from Kesef Marketing at the mobile number you provide.

Consent to receive text messages is not a condition of purchasing any goods or services or of receiving a response to your inquiry. You may decline SMS communications and choose another reasonable method of communication, such as email or telephone where available.

Message frequency varies based on your request, your interaction with Kesef Marketing, and the level of customer-support communication required.

Costs

Message and data rates may apply. Your mobile carrier may charge you according to your wireless plan. Kesef Marketing does not charge a separate fee for customer-care SMS messages, but your carrier’s standard charges may apply.

Wireless carriers are not liable for delayed or undelivered messages.

Opting out

You can revoke consent and stop receiving text messages from Kesef Marketing at any time by replying STOP to any message.

After we receive and process an opt-out request, you may receive one final confirmation message. You will not receive additional SMS messages from the applicable Kesef Marketing messaging program unless you later provide new consent where permitted by law.

We will process opt-out requests within the time required by applicable law. Current FCC rules recognize clear opt-out requests made through reasonable means, while carrier messaging practices commonly require support for standard STOP-type keywords.

Help

For assistance, reply HELP to any Kesef Marketing text message or contact us at:

SMS consent records

Kesef Marketing may maintain records of your SMS consent, including the telephone number used, date and time of consent, consent language shown, source of consent, IP address or form-submission details where applicable, and messages sent or received. These records help us administer the program, respond to customer-service requests, maintain compliance, and address disputes.

Our SMS disclosures identify the sender, describe the message category, state that frequency varies, explain potential carrier charges, and provide STOP and HELP instructions—items generally expected in consent disclosures and messaging-program terms.

No sensitive information by SMS

Do not send sensitive financial or personal information by text message. This includes:

Passwords or online-account credentials.
Full banking or payment-card information.
Social Security numbers or government identification numbers.
One-time verification codes.
Tax-return information.
Documents containing sensitive financial or personal data unless Kesef Marketing directs you to a secure method for submission.

If you receive a message that appears suspicious or requests sensitive information, do not respond with sensitive data. Contact Kesef Marketing directly using the contact information listed on our website.

Communications by Other Methods

By submitting a form or otherwise requesting contact from Kesef Marketing, you may be contacted using the contact method you provided, such as email or telephone, regarding your existing inquiry or request. Communications will be subject to applicable law and, where required, your consent.

Separate consent is required for any promotional or marketing text-message program. Consent to customer-care SMS messages does not automatically enroll you in promotional SMS communications.

Privacy

Our collection, use, and protection of personal information are described in our Privacy Policy. Please review the Privacy Policy carefully.

Kesef Marketing does not sell or share mobile telephone numbers, SMS consent, or SMS opt-in information with third parties or affiliates for their own marketing or promotional purposes. We may use service providers that help us operate our website, maintain records, deliver communications, provide security, or support customer service, subject to appropriate contractual and legal safeguards.

Third-Party Links

This website may contain links to third-party websites or services for your convenience. Kesef Marketing does not control, endorse, or assume responsibility for the content, availability, policies, security, or practices of third-party websites.

Your use of a third-party site is governed by that third party’s own terms, privacy policy, and practices. You should review those documents before providing information to any third party.

Intellectual Property

Unless otherwise stated, all content on this website—including text, graphics, logos, designs, icons, images, page layouts, and other materials—is owned by or licensed to Kesef Marketing and is protected by applicable intellectual-property laws.

You may view and use the website for personal or internal business purposes only. You may not reproduce, copy, modify, distribute, display, publish, sell, license, or exploit website content without Kesef Marketing’s prior written permission.

Disclaimers

The website and its content are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Kesef Marketing makes no representation or warranty, express or implied, regarding:

The accuracy, completeness, reliability, or availability of website content.
The availability, suitability, or outcome of any service, transaction, or business arrangement.
The uninterrupted, timely, secure, or error-free operation of the website.
The absence of viruses or other harmful components.

Kesef Marketing does not guarantee any particular business, financial, commercial, or other result from use of the website or communications with our team.

Limitation of Liability

To the fullest extent permitted by applicable law, Kesef Marketing and its officers, directors, employees, contractors, representatives, affiliates, and service providers will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to:

Your use of or inability to use the website.
Reliance on information provided through the website.
Delayed, failed, intercepted, or undelivered communications.
Unauthorized access to or use of information, except where liability cannot be excluded under applicable law.
Any third-party website, service, product, or content.

Where liability cannot be excluded, Kesef Marketing’s total liability will be limited to the maximum extent permitted by law.

Indemnification

You agree to indemnify, defend, and hold harmless Kesef Marketing and its officers, directors, employees, contractors, affiliates, and service providers from claims, damages, liabilities, losses, costs, and expenses—including reasonable legal fees—arising from your violation of these Terms, misuse of the website, submission of unauthorized or inaccurate information, or violation of applicable law or third-party rights.

Changes to These Terms

Kesef Marketing may revise these Terms from time to time. Changes become effective when posted on this page, unless a different effective date is stated. Your continued use of the website after updated Terms are posted constitutes your acceptance of the revised Terms.

For material changes affecting SMS communications or consent, Kesef Marketing will provide notice where required by applicable law.

Contact Us

If you have questions about these Terms & Conditions, our website, or Kesef Marketing’s text-message communications, please contact us:

Kesef Marketing
(Corporation name: Kesef Inc.)
Phone: +1 (866) 216 - 5475
Email: leads@kesefmarketing.com
Website: www.kesefmarketing.com
Address:
Kesef Marketing
7250 Keele Street, Unit #350
Concord, ON, L4K 1Z8
Canada